Structured products can provide investors access to an individual asset or group of assets not readily available to private investors. These products offer exposure to specific market sectors, investments and/or strategies that are generally inaccessible or inefficient for investors to obtain, such as foreign exchange rates or commodities. Typically, these investments are appropriate for moderate to aggressive investors.

Investors can take advantage of the economies of scale and institutional pricing provided by the issuer. Payment at maturity is subject to the credit risk of the issuer.